Finance Degrees Guide

Online Schools Guide

Are interested in the field of finance? Then you have come to the right place!

Online Schools Guide has everything you need in our Finance Degrees Guide to find the best degree programs and career information.

Certificate Programs in Finance

When it comes to the best finance jobs, they are more open to someone who has earned some sort of professional certificate or graduate certificate in finance. Even if you obtain more basic online finance certificates, you will still have a shot at better finance jobs and the salary for finance jobs that goes along with them.

According to, you can garner a job as a Bank Secrecy Act officer, the manager of a credit union, an operations manager, a financial advisor, a relationship banker, or even as a senior procurement or senior financial analyst or manager with a certificate in finance. These jobs will allow you to earn between $35,000 and $50,000 per year which is not bad for an entry-level finance position.

By earning an online certificate in finance, you are free to continue to work a full or part-time job while raising a family and still earn your degree since you can complete your classes online in the comfort of your own home or during breaks at your job. Also, if you already work in the field of finance, you may very well be promoted at once you earn a certificate in finance.

What Can you Do with a Certificate in Finance?

When it comes to accounting and finance jobs, there are many things you can do after you completely free online finance courses with certificates or an online finance certificate program. This type of program will allow you to gain a specialty skill set in the world of finance to advance your career or make a career change into the world of finance. Even if you are working towards a degree in finance, you can complement that by earning certificates since there are many certificate programs when it comes to the field of finance that can propel your career to new heights.

Examples of certificate programs in finance include a professional certificate in corporate finance or investment management, a finance and accounting professional certificate, or a certificate in financial planning. An undergraduate certificate in financial economics will give you a deeper understanding of several areas, including financial principles, international finance, risk management, investments, derivatives, and a variety of other financial instruments.

These you can pair with a bachelor’s degree or a master’s degree. You can obtain a real estate finance certificate which will allow you to pursue finance positions in the field of real estate or you can work towards a health finance and management certificate which will give you the skills and practices that are necessary for leadership roles in a healthcare setting.

Which Online Certification is Best for Finance?

There are several online certifications that are best for the field of finance, such as a financial planner certificate. This will allow you to gain the necessary skill sets in a variety of topics across the financial arena. You can also become a certified public accountant, but that does require you to have several more hours of coursework than a normal certificate program, so you may want to hold off on that certification program until you obtain at least an associate’s degree in finance or accounting.

You can become certified as a financial assistant, which will allow you to work hand in hand with a financial advisor or analyst where you will gain many more skills and knowledge while earning a salary. You can obtain a certificate as a chartered investment counselor, which means you can work towards helping others choose their financial goals and create a financial plan to benefit their futures.

You can also obtain a certificate as a financial fraud investigator which will allow you to use a variety of your critical thinking skills as well as very detailed financial skills to conclude if fraud is taking place or not at a variety of different companies and institutions.

What Skills Will You Gain from a Finance Certificate?

During your schooling to obtain a finance certificate, you will gain a variety of financial skills, including accounting skills. These types of skills will give you the knowledge that is necessary to record a variety of different types of accounting transactions while applying applicable accounting regulations. You may even be assisting in preparing financial statements and budgets.

Other skills you will gain from a finance certificate include accounting principles, standards, and techniques, budgeting skills, the ability to complete calculations and facilitate cash flow management, computer skills, increased concentration skills, and you will learn how to conduct cost analysis and cost reduction for a variety of agencies, companies, and other businesses.

You will also be able to complete a general ledger while learning how to do data processing, manage finances, and analyze financial data. You will also gain a tremendous amount of mathematics skills and will learn how to do journal entries and to use MS excel programs. After you earn your finance certificate, you will be able to understand quantitative data and be able to complete profit and loss statements for businesses and organizations.


Online Associate Degrees in Finance

If you are contemplating enrolling in an associate degree in finance program, you may be wondering if you will benefit from it. The answer is yes, especially if you enjoy working with numbers, utilizing your math skills, and working with others to ensure the financial integrity of a company, organization, business, or government agency.

An online associate’s degree in finance program will allow graduates to apply for and obtain entry-level finance jobs that will garner them a pretty good salary for finance jobs. A person who is raising a family or who wants or needs to continue to work a full or part-time job while earning their associate’s degree in finance will definitely benefit from an online program since they can do it on their own time and from the comforts of their own home. By obtaining an associate’s degree in finance, you can embark on a new career or advance in a job you may already be working in.

What can I do with an Associate Degree in Finance?

There will be many doors open to you in the career field of finance once you obtain at least an associate’s degree in finance. You can work as an associate financial advisor while assisting the main financial advisors in working with clients to advise them of the very best investment opportunities and by helping them not only develop financial plans but implement them as well. You will be able to create and maintain the files of the clients of the company you work for, which can include investment firms or even banks.

You can also work as a loan officer at a bank, credit union, mortgage company, or some other lending institution. In this role, you will meet with customers and tell them about the different loan products that are offered by your company so that they can make a determination about which one they want to apply for. You will then determine if they are eligible for the loan or not.

While financial advisor assistants make about $50,000 per year, a loan officer can make up to 63,000 annually. You will also be able to work as a bookkeeper, which means you will be keeping the books for a business, organization, government agency, or business. In this role, you will reconcile any discrepancies and create balance sheets, profit and loss statements, and income statements. But keepers make an average yearly salary of around $40,000 per year.

You can also obtain a job as a financial clerk in which you will perform a variety of administrative duties while keeping records for the company and helping customers make deposits and withdrawals. This position pays about $37,000 each year. Another career opportunity for someone with an associate’s degree in finance is a real estate broker. In this position, in which you can make about $45,000 per year, you assist customers in buying, selling, or renting real estate and other properties. There are definitely plenty of career avenues for people with an associate’s degree in finance.

Is an Associate Degree in Finance Hard?

Yes, obtaining an associate degree in finance may be difficult because it is a more difficult field to embark upon. It is definitely harder coursework than many liberal arts majors, but it is mainly because of the moderately complex mathematics that is involved in obtaining an associate’s degree and finance. This program is definitely for students who enjoy working with numbers and are very detail-oriented while having a great love for math and numbers.

Finance will not be the only part of the coursework as the degree program also requires students to study math, accounting, business practices, economics, and even statistics. If these are topics that interest you, a degree in finance may be the right one for you.

What Skills Will You Gain from an Associate’s Degree in Finance?

By gaining an associate’s degree in finance, you will learn a variety of different skills, including accounting qualifications and certifications. This means that even though you graduate with your associate’s degree in finance, you will also be eligible to undergo testing to obtain a variety of different qualifications and certificates within the field of finance. From real estate broker certification to financial assistant certifications and even certified public accounting certificates, you will be eligible to add to your associate’s degree with these certifications.

An associate’s degree in finance will also help you increase the interpersonal skills that you will need to deal with clients and customers. You will learn a variety of management skills when it comes to managing money and other financial applications. You will increase and improve your communication skills well dealing with others about financial matters and you’ll gain very strong problem-solving skills throughout the coursework of the program. You will end up with the capability to conduct financial forecast reporting as well as the capability to understand analytics while increasing your software skills in the various accounting and finance programs you will be using in your career.


Online Bachelor’s Degrees in Finance

An online bachelor’s degree in finance provides a variety of benefits, as well as a multitude of career choices. An online program to obtain your bachelor’s degree in finance will allow you the flexibility that is needed to continue to work a full or part-time job while raising a family and still earning your degree to improve your career prospects in the future.

As a graduate, you will be more than qualified to obtain a variety of different entry-level positions within the banking, real estate, and private corporate arenas as well as in the fields of financial planning or nonprofit organizations. You will also be able to work in the insurance industry or the government agency because a finance degree is so very versatile. Also, if you’re an entrepreneur at heart and want to own your own business, a bachelor’s degree in finance can only help you in building your business and keep it operating smoothly throughout the duration of its existence.

An online bachelor’s degree in finance will not only allow you to obtain a job in a career field of your choice, but it can also allow you to switch careers as your interests change over the years, since people with finance degrees are needed in a variety of different types of companies and organizations. A bachelor’s degree is also a great stepping stone if your goal is to obtain your master’s degree in finance.

What Can I Do with a Bachelor’s Degree in Finance?

A bachelor’s degree in finance is normally the most common requirement if you want to embark on a full-fledged career in the world of finance. This degree normally takes four years to complete although many online programs allow you to do it quicker. A bachelor’s degree builds upon the finance skills you already have and will also teach you leadership and communication skills, so you are able to advance in your chosen career field.

A bachelor’s degree will give you the basic foundation that you need to succeed in a career in finance. With a bachelor’s degree in finance, there are many careers for you to decide upon, including commercial banking, and in this field, the average salary is about $92,000 a year. There is a ton of room for growth in this field as you can start out as a bank teller and move up to become the branch manager. You can also embark on a career in investment banking which will allow you to sell and trade corporate securities and be able to trade stocks and bonds on the stock market.

You can also choose to work as a financial planner in which you will be able to help clients create their own financial plans to ensure a great future. You can also go a step further and become a certified financial planner after taking the certification test for this, which means you can even start your own business in this area. Financial planners make about $61,000 per year.

If the insurance field interests you, you can make about $40,000 per year as an insurance agent, which will allow you to help customers choose the proper insurance products for themselves as well as their loved ones. You can also become a certified public accountant, which means you will take and pass the test for the certificate. This position pays about $63,000 annually and allows you to audit the financial records of companies, agencies, and organizations while also helping them to maintain proper financial transactions. You will also be able to prepare tax returns for people. Other career choices can include hedge fund managers, venture capitalists, real estate agents, or even chief financial officer of a company.

What Skills Will You Gain from A Bachelor’s Degree in Finance?

In the process of earning your online bachelor’s degree in finance, you will gain a solid knowledge of financial insights as well as technology and interpersonal skills that are needed to succeed in the job market of the field of finance. You will have a basic understanding of the various types of financial environments, which will also become a crucial role when you are determining which field you want to focus on in your financial career.

You will gain many accounting qualifications and certifications throughout your educational program, along with management and communication skills and very strong problem-solving skills. You will learn about financial forecast reporting, software skills, analytics capabilities, and will Gardner business savvy skills as well as innovative ones that will help propel you in your career in finance.


Online Master’s Degrees in Finance

When it comes to accounting and finance jobs, no one will be more qualified than someone with a master’s degree in finance. An online master’s degree in will allow you to earn a higher salary for finance jobs and will help you obtain the best finance jobs.

If you are in an entry-level finance job, this type of online degree will allow you to be promoted or move up the ranks very quickly. You will be able to enter into any type of career in finance that you choose, including as a finance instructor at the college level. 

What Can I Do with a Master’s Degree in Finance?

Once you earn a master’s degree in finance, more doors will be open for you than you ever thought possible in the field. One of the top fields that you will be able to enter is the corporate or entrepreneurial finance field. This will allow you to conduct bottom line analysis and conduct corporate finance while managing accounts and capital for companies, organizations, government agencies, and other businesses in a very effective manner.

You will be tasked with making key investment decisions as well as business decisions to make the most profit for the company that you work for and to gain the most value for the shareholders of that company. You can work for a wide range of organizations and companies, from large ones to multinational companies or small family-owned organizations.

No matter the size or type of company you work for, the financial department of all companies is central to sustaining their success and profitability. You can become a chief financial officer, which is one of the highest-paid jobs in the field of finance at about $330,000 a year or more in income. You will also be able to start and sustain your own company if you so choose.

Commercial or investment banking is another field you can enter into after receiving your master’s degree in finance and this will pay around $100,000 per year and your salary could even go as high as a half-million per year. You will work with the commercial banking sector as well as mortgage bankers and credit analysts. Other careers can include private wealth management, college professor, and accounting analyst or chartered accountant.

Is a Master’s Degree in Finance Worth It?

A master’s degree in finance is a specialized degree online that focuses on the topic you are most passionate about. By obtaining a master’s degree in finance, you are showing future employers that you have the drive to succeed in the world of finance and can work for some of the largest financial conglomerates in the world.

You may be wondering if obtaining a master’s in finance is hard to do? The level of difficulty actually depends on the person and how much discipline you have as a student. You may also need a bachelor’s degree. The lessons that you will receive involve actual real-world career-based courses that are taught by professors who have experience in the area in which they teach and have worked for large corporations. You will receive highly organized classes that focus on the career field of your specific discipline, which will allow you to gain the skills you need to make it to the top in the field of finance. You will learn problem-solving skills as well as critical thinking skills that will help you succeed in your career. As already discussed above, you can succeed in a variety of different fields, such as corporate finance, private wealth management, and commercial or investment banking. 

What Skills Will You Gain from a Master’s Degree in Finance?

If your eye is on the prize for the best job after receiving your master’s degree in finance, you want to ensure that you learn the skills that are being taught extremely thoroughly. Financial careers involve a lot of mathematics, including balancing books and creating major corporate investment portfolios, so you will need these math skills to do the job efficiently and successfully. You will be working with investments, profit and loss statements, loan documents, inventory, sales, and a variety of other financial applications in which you will need to use your mathematical skills. You will gain very finite attention to detail, which is extremely important in keeping very accurate financial records. You will develop major communication skills so that, in a business setting, you will be able to present the proper financial information in a very relevant manner as well as a productive one. 


Online Doctorate Degrees in Finance

There are many requirements involved for a student to earn their PhD in finance but many great reasons for doing so after they have completed other degrees in the field of finance, but what exactly is a doctorate in finance? A PhD in finance will allow students to work towards the highest level they can when it comes to business academia.

By doing their coursework for earning a Doctorate in Finance online, students will be able to earn their degree while still being able to work full or part-time or raise a family. Students will receive a very in-depth education in a variety of areas, including financial mathematics, investments, and statistics. Graduates will be highly trained to be able to study the markets, understand a variety of financial products, and will be well-versed in corporate finance. Doctorate and PhD degrees in finance will have very high research skills in the field and have an array of job opportunities open up to them, including becoming a professor at a university teaching finance or starting their own business.

Depending on the college or university a student chooses to attend, there will be some requirements for a student to be accepted into a PhD in Finance program, such as the fact that students must have at least a bachelor’s degree first. Some programs will even require students to have already earned their master’s degree in finance or a related field before they can embark upon the coursework for their PhD degrees in Finance.

How many years does it take to get a PhD in finance?

Many people are motivated to complete a doctorate or pH degree program in finance for a multitude of different reasons. For some students, they may strive to one day have a lengthy and very successful career in academia, while for others, the goal may be to enter into a specific field in which they can do research and even create new products or technologies in the field of finance and business. Some students may even opt to enter into a PhD degree in finance program because they enjoy learning and growing their knowledge as well as their skill level, as well as eventually earning a PhD in finance salary.

Most students should plan on spending at least three to four years completing the coursework to earn their doctorate and finance degrees. Online degree programs could be done much quicker in many cases since students can work at their own pace and level throughout the program. The median amount of time it takes the United States for students to complete their doctorate is actually 5.8 years, yet some online students can earn it in 18 months to two years. There also can be a wait time to be accepted into a Doctor of Finance degree program at many colleges and universities.

Can I do a PhD in finance with an MBA?

Most PhD in finance degree programs require students to have at least a bachelor’s degree to even be able to apply to the program in the first place. Some colleges and universities will even require a student to have a Master of Business Administration degree or some other type of master’s degree to be able to be considered for a PhD degree in finance program. It can also help if students have some years of experience under their belts in the business or financial type fields in their current or previous job positions.

A PhD degree in finance program will take possibly several years to complete and the officials at a college or university want to know that the students applying are serious about their studies, and eventually their career, and have been committed in the past to already completing degree programs in similar fields of study.

Is a PhD good for finance?

A PhD degree in finance program is great for students who want to obtain more education, advance in certain careers, or even begin a career in academia as a college or university professor in a finance-related field. A PhD degree in finance can earn students a very lucrative salary at a variety of job positions in the area of business and finances.

For example, a graduate with a PhD degree in finance can become a financial consultant or personal financial advisor in make around $90,000 per year while another graduate may choose to teach at a college or university and garner a salary of around $108,000 per year. If a person is shooting to become a top executive of a company, they can expect to make around $108,000 per year also, while becoming a financial analyst or investment researcher will earn them about $85,000 a year.